Our reputation within the insurance and restoration industries makes us the smart and clear choice.
The unexpected happens. Whether it’s a rebuild or a renovation, ARG Contracting is here to manage your insurance project with the same attention and craftsmanship as with any other project we commit to. And as our clients say, go to bat for you.
We understand the process and build with care, transparency, and integrity. Our network and referrals highlight that in a high-stress situation, ARG Contracting is the team that will step-up and take-on, because unexpected doesn’t have to be complicated.
We’re ready to work with you. Ready to work with us?
Partnering with the right developers matters. When you align with people who plan well, communicate clearly, and respect the build, every project runs smoother, and the results show. ARG Contracting works with developers who care about more than quick turnover. Together, we create solid homes and thoughtful spaces that add real value to Okanagan neighbourhoods.
Strong partnerships also keep work and dollars in the local economy. That means steady jobs for trades, long-term relationships with suppliers, and projects that reflect the way people here actually live. Good developers and good builders raise the bar together. If we should be working with you, let me know.
When you contact ARG after a fire, flood, impact, or other loss event, we begin by understanding what happened and assessing the condition of the home.
We review:
the extent of visible damage
any emergency work completed
the restoration company’s initial findings
photos, reports, or adjuster notes
immediate safety issues
Our first priority is ensuring your home is safe and the loss is properly documented so nothing is missed in the insurance file.
Once engaged, ARG communicates directly with your insurance adjuster and restoration company.
We help you:
understand your policy coverage
understand limits, exclusions, and responsibilities
review adjuster reports or scopes
ensure all damages are fully represented in the claim
Our experience allows us to identify errors, missing items, or oversights that could affect your payout—and we correct them early.
Insurance companies require detailed, line-item documentation for every portion of the rebuild.
ARG performs a full construction review, including:
structural damage
mechanical and electrical impact
hidden damage or moisture concerns
required upgrades to meet current BC code
costs associated with demolition, disposal, or remediation
This often results in a more accurate and complete scope than what the restoration company or adjuster initially provides.
This is where ARG provides major value! Insurance companies regularly miss or exclude legitimate costs. ARG does extensive due diligence to ensure you receive every dollar you’re entitled to, including:
code upgrades
engineering
insulation or vapour barrier replacement
contaminated or damaged materials
structural improvements required by inspectors
mould or hazardous material remediation
site protection, safety, and access
temporary services (temporary power, temporary heat)
additional framing or drywall work
finish level restoration equivalent to pre-loss conditions
If the insurance company denies or undervalues a legitimate item, we help you challenge it with proper documentation, backed by:
photos
trades’ reports
engineering letters
pricing breakdowns
BC Building Code requirements
Our role is to protect you financially.
Almost every insurance claim requires supplementary requests. ARG prepares and submits supplements when:
new damage is discovered during demolition
additional work is required to meet code
materials cannot be replaced like-for-like
insurance pricing is outdated
missing scope items are found
unforeseen conditions increase labour
We prepare clear, documented, line-by-line supplements to maximize approval chances.
Once the insurance portion is established, we review:
what the insurer is paying for
what you may want to upgrade
where allowances apply
where personal preference may affect cost
Insurance covers restoring the home to pre-loss condition—but many clients choose to improve the home while work is already underway.
We walk you through:
what is included
what is out of scope
what upgrades are worth it
what the financial impact will be
Everything is transparent and documented through Buildertrend.
After the insurance scope is approved, we issue our Cost-Plus Insurance Construction Agreement.
This outlines:
insurance-covered scope
client-paid upgrades
timelines
payment structure (insurance direct pay or client reimbursement)
Buildertrend communication procedures
Once approved, we coordinate mobilization, materials, and trades based on the agreed schedule.
During construction, ARG handles:
site safety and environmental compliance
demolition
drying and remediation
structural rebuild
mechanical and electrical work
finishes and restoration
upgrades and custom selections
scheduling trades
inspections and code compliance
Weekly updates are provided through Buildertrend with:
photos
progress reports
approved supplements
cost tracking
schedule updates
Insurance construction must be carefully documented, and ARG ensures every step is recorded.
At the end of construction, we perform:
a full walkthrough
deficiency list review
quality control checks
final cleanup
We also prepare any documentation required for the insurer, including:
completion certificates
invoices
supplement documentation
inspection reports
warranty documentation
This ensures your file can officially close without delay.
Insurance rebuilds receive:
ARG’s standard one-year workmanship warranty
all manufacturer warranties
support with any post-completion insurance questions
We stay connected long after the project is complete.
Skilled trade partners wanted, no nonsense required.
